Farrukh Malik
Farrukh Malik CEO Discretelogix

We needed health insurance for our team members but we didn't want to go through the hassles associated with the process. easyinsurance got us the best, customized quotes and connected us to credible companies.

Farrukh Malik
Murtaza Zaidi CEO CyberVision

easyinsurance made the process of selecting the right policy very smooth. I always wanted to get life insurance but somehow dealing with agents and their non-stop follow up calls wasn’t my cup of tea. easyinsurance helped me make the right decision.

We've got you some amazing rates


After correspondence with multiple insurance companies and thorough deliberation, P@SHA and easyinsurance have selected Jubilee Insurance as your health care provider due to competitive pricing and facilities, size of infrastructure and quality of customer service. 
Jubilee is a AA+ rated company operational in Pakistan for 63 years.

Through this partnership Jubillee is offering highly discounted rates, 100% coverage of pre-existing conditions and congenital conditions exclusively for P@SHA members!
Below are listed the highly discounted rates per employee. The rates are annual and are categorized according to package as per the number of people covered by the health insurance plan. 

Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.10k) Private (Rs.10k) Semi Private (Rs.5.7k)  Semi Private
(Rs.5.7k)
General Ward
(Rs.2k)
Per person rate Rs.5,595 Rs.4,411 Rs.3,209 Rs.2,791 Rs.2,181
(Per person rate is for each employee)
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.10k) Private (Rs.10k) Semi Private (Rs.5.7k)  Semi Private
(Rs.5.7)
General Ward
(Rs.2k)
Per person rate Rs.6,691 Rs.5,276 Rs.3,838 Rs.3,338 Rs.2,609
(Per person rate is for each employee, each spouse and each child) 
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.10k) Private (Rs.10k) Semi Private (Rs.5.7k)  Semi Private
(Rs.5.7)
General Ward
(Rs.2k)
Per person rate Rs.14,282 Rs.11,261 Rs.8,191 Rs.7,126 Rs.5,568
(Per person rate is for each employee, each parent) 
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.10k) Private (Rs.10k) Semi Private (Rs.5.7k)  Semi Private
(Rs.5.7)
General Ward
(Rs.2k)
Per person rate Rs.11,450 Rs.9,028 Rs.6,576 Rs.5,713 Rs.4,464
(Per person rate is for each employee, each spouse, each child and each parents) 

How to use this table of quotes? 
In the following steps, we will assist you to calculate your group health insurance quote. 
We will make you run through an example for better understanding. A company “easyinsurance” will be used as an example during this process. 

Step 1

Decide whether you want to give insurance to Employee only or Employees + Family (Spouse and children) or  Employees + Parents only or Employees + Family + Parents.  

Example: easyinsurance has decided to give coverage employees+ family + parents. 

Step 2

Calculate the total number of lives (people) for your selected option. 

Example: easyinsurance total lives including employees+ family+ parents is 20. 

Step 3

Now select the hospitalization limit. Please note that you can select different hospitalization limits for different hierarchy level or a standard hospitalization limit for everyone. 

Example: easyinsurance has decided to give annual hospitalization limit 300k to all its employees. 

Step 4

Calculate the total amount by multiplying the number of lives to unit rate of the chosen category

Example: easyinsurance total amount would be  20 * 6567 = Rs. 131,340


Maternity (Optional)

Maternity is an optional feature. Same will be applicable for maternity rates.  Select the Plan from to A- E and multiply its rate with number of lives eligible for maternity. Please note that maternity cover is not given to anyone aged 45 above.   
 
  Plan A Plan B Plan C Plan D Plan E
Normal 80,000 80,000 65000 65000 55,000
Complicated 155,000 155,000 140,400 140,400 115,500
Per person rate 25,877 25,877 22,746 22,746 18,850
 
Below are listed the highly discounted rates per employee. The rates are annual and are categorized according to package as per the number of people covered by the health insurance plan. 

Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.19k) Private (Rs.19k) Semi Private (Rs.7k)  Semi Private
(Rs.7)
General Ward
(Rs.5.1k)
Per person rate Rs.7,962 Rs.6,277 Rs.3,367 Rs.2,929 Rs.2,181
(Per person rate is for each employee)
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.19k) Private (Rs.19k) Semi Private (Rs.7k)  Semi Private
(Rs.7)
General Ward
(Rs.5.1k)
Per person rate Rs.9,522 Rs.7,507 Rs.4,027 Rs.3,503 Rs.3,180
(Per person rate is for each employee, each spouse and each child) 
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.19k) Private (Rs.19k) Semi Private (Rs.7k)  Semi Private
(Rs.7)
General Ward
(Rs.5.1k)
Per person rate Rs.20,324 Rs.16,024 Rs.8,595 Rs.7,476 Rs.6,789
(Per person rate is for each employee, each parent) 
Hospitalization Rs.500k Rs.400k Rs.300k Rs.200k Rs.100k
Room Limit Private (Rs.19k) Private (Rs.19k) Semi Private (Rs.7k)  Semi Private
(Rs.7k)
General Ward
(Rs.2k)
Per person rate Rs.16,294 Rs.12,847 Rs.6,891 Rs.5,994 Rs.5,443
(Per person rate is for each employee, each spouse, each child and each parents) 

How to use this table of quotes? 
In the following steps, we will assist you to calculate your group health insurance quote. 
We will make you run through an example for better understanding. A company “easyinsurance” will be used as an example during this process. 

Step 1


Decide whether you want to give insurance to Employee only or Employees + Family (Spouse and children) or  Employees + Parents only or Employees + Family + Parents.  
Example: easyinsurance has decided to give coverage to employees+ family + parents. 

Step 2

 Calculate the total number of lives (people) for your selected option. 

Example: easyinsurance total lives including employees+ family+ parents is 20. 

Step 3

 Now select the hospitalization limit. Please note that you can select different hospitalization limits for different hierarchy level or a standard hospitalization limit for everyone. 

Example: easyinsurance has decided to give annual hospitalization limit 300k to all its employees. 

Step 4

 Calculate the total amount by multiplying the number of lives to the unit rate of the chosen category
Example: easyinsurance total amount would be  20 * 6891 = Rs. 137,820


Maternity (Optional)

Maternity is an optional feature. Same will be applicable for maternity rates.  Select the Plan from to A- E and multiply its rate with a number of lives eligible for maternity. Please note that maternity cover is not given to anyone aged 45 above.   
 
  Plan A Plan B Plan C Plan D Plan E
Normal 150,000 125,000 100,000 75000 50,000
Complicated 300,000 250,000 200,000 150,000 100,000
Per person rate 49,603 41,335 33,068 24,801 16,534
 

Here are some questions you might have


Is there any restriction on how many number of employees I can provide coverage to through this health plan?
There is no limit to the number of employed persons you want to get insured through Jubilee’s health coverage.

What about OPD?
The above-mentioned rates are only available for in-patient (hospitalization and emergency) expenses. If P@SHA member companies are willing to give their team members out-patient health coverage which includes regular, non-emergency doctor consultations and medical tests, they can create a shared OPD pool and set per person limits. This pool will be managed by the insurance company, which will charge a 10% administration fee of the used OPD pool.

Here’s an example to better understand how an OPD pool works.
A company “easyinsurance” decides that they want to provide their employees with an OPD coverage. They create a pool of finances amounting to PKR 1,000,000. The insurance company manages this pool, providing doctor consultations and medical services through panel hospitals, and asks for an admin fee of 10% of whatever expenses are being spent on health care. If your employees used up PKR 500,000 of the OPD pool, the insurance company will facilitate the procedures and charge you PKR 50,000 which is 10% of the used amount. (This is less than the usual 15% admin fee)

So, what's next?


We have made sure that our members get the most economical rates for group health. If you are interested in availing these current rates and subscribing to Jubilee’s health plans, fill out the form below.

It is important that you fill out this form to be part of the health umbrella being provided to P@SHA members in collaboration with easyinsurance. A meeting with easyinsurance can be setup if you need help in choosing the optimal insurance plan for the employees of your company based on your budget.

Upon successful registration and expression of consent, we will finalize plan details.
 
These discounted rates are exclusive to P@SHA members only.
 

Fill the form below to register